Insurance For Consultants
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Consulting is a broad term that covers a wide variety of business services, and therefore finding the right types of insurance at a reasonable cost can seem overwhelming for many consultants. We are here to help, as we have extensive experience with assisting consultants of all types find the right insurance solutions to fit their needs, regardless of the types of services being provided. Through our extensive network of insurance carriers, we are able to offer errors and omissions (E&O), professional liability, general liability along with other types of business insurance for consultants in California, Arizona, Florida, Georgia, New York, Texas, Washington, and others. We specialize in business insurance for management consultants, business consultants, safety consultants, environmental consultants and IT consultants, and can write coverage for any type of consultant such as:
• Accounting Consultants
• Actuarial Consultants
• Administrative Consultants
• Adoption Consultants
• Advertising Consultants
• Aerospace Consultants
• Architecture Consultants
• Archival Consultants
• Art Consultants
• Asset Management Consultants
• Audio/Visual Consultants
• Audiology Consultants
• Avon Consultants
• Beauty Consultants
• Benefit Plan Consultants
• Benefits Consultants
• Biotech Consultants
• Biotechnology Consultants
• Bookkeeping Consultants
• Brand Consultants
• Bridal Consultants
• Building Safety Consultants
• Business Analysis Consultants
• Business Consultants
• Business Development Consultants
• Business Networking Consultants
• Business Transformation Consultants
• Career Advice Consultants
• CFO Consultants
• Change Management Consultants
• Childbirth Consultants
• City Planning Consultants
• Clothing Consultants
• Clutter Consultants
• College Admissions Consultants
• College Planning Consultants
• Communications Consultants
• Compliance Consultants
• Computer Consultants
• Computer Training Consultants
• Conflict Resolution Consultants
• Construction Consultants
• Construction Cost Consultants
• Copywriting Consultants
• Corporate Consultants
• Cosmetic Consultants
• Cost Containment Consultants
• Creative Consultants
• Crisis Management Consultants
• Decorating Consultants
• Design Consultants
• Diet & Nutrition Consultants
• Digital Consultants
• Diversity Consultants
• E-Commerce Consultants
• Economic Consultants
• Editorial Consultants
• Education Consultants
• Efficiency Consultants
• Elevator Consultants
• Employment Consultants
• Energy Consultants
• Engineering Consultants
• Entrepreneurship Consultants
• Environmental Consultants
• Ergonomic Consultants
• Event Consultants
• Executive Consultants
• Expert Witness Consultants
• Faculty Consultants
• Fashion Consultants
• Fitness Consultants
• Foreclosure Consultants
• Forensic Consultants
• Forestry Consultants
• Franchise Consultants
• Fundraising Consultants
• Geophysical Consultants
• Geo-technical Consultants
• Grant Writing Consultants
• Graphic Design Consultants
• Green Consultants
• Green Building Consultants
• Hazardous Materials Consultants
• Health & Safety Consultants
• Healthcare Consultants
• Historical Consultants
• Home Improvement Consultants
• Home Staging Consultants
• Human Resources (HR) Consultants
• Image Consultants
• Immigration Consultants
• Imports / Exports Consultants
• Independent Consultants
• Indoor Air Quality Consultants
• Industrial Consultants
• Industrial Hygiene Consultants
• Information Consultants
• Insurance Consultants
• Intercultural Communications
• Interior Decorating Consultants
• Interior Design Consultants
• Internet Consultants
• Investment Consultants
• IT Consultants
• Jury Consultants
• Labor Relations Consultants
• Lactation Consultants
• Landscape Consultants
• Leadership Consultants
• Learning & Development Consultants
• Lecture Consultants
• LEED Consultants
• Legal Consultants
• Legal Nurse Consultants
• Lighting Design Consultants
• Logistic Consultants
• Loss Control Consultants
• Magic Consultants
• Management Consultants
• Manufacturing Consultants
• Maritime Consultants
• Market Entry Consultants
• Marketing Consultants
• Marriage Consultants
• Maternity Consultants
• MBA Admissions Consultants
• Media Consultants
• Mediation Consultants
• Medical Consultants
• Mental Health Consultants
• Mergers & Acquisitions Consultants
• Mortgage Consultants
• Music Consultants
• Nutrition Consultants
• Occupational Consultants
• Online Business Backup Consultants
• Operations Consultants
• Organization Consultants
• Outreach Consultants
• Parenting Consultants
• Payroll Consultants
• Performance Consultants
• Personal Consultants
• Personal Finance Consultants
• Personal Image Consultants
• Personnel Management Consultants
• Petro Consultants
• Petrochemical Consultants
• Pharma Consultants
• Pharmaceutical Consultants
• Philosophic Consultants
• Physical Distribution Consultants
• Political Consultants
• Prenatal and Postnatal Fitness Consultants
• Preservation Consultants
• Prison Consultants
• Process Consultants
• Project Management Consultants
• Public Policy Consultants
• Public Relations (PR) Consultants
• Public Speaking Consultants
• Publicity Consultants
• Real Estate Consultants
• Recruitment Consultants
• Regulatory Consultants
• Research Consultants
• Reserve Study Consultants
• Restaurant Consultants
• Resume Consultants
• Risk Management Consultants
• Roofing Consultants
• Safety Consultants
• Sales Consultants
• Search Engine Optimization Consultants
• Security Consultants
• Science Consultants
• Site Location Consultants
• Skin Care Consultants
• Small Business Consultant
• Social Media Consultants
• Social Policies Consultants
• Software Training Consultants
• Solar Consultants
• Sports Nutrition Consultants
• Staffing Consultants
• Statistical Consultants
• Strategy Consultants
• Stress Relief Consultants
• Style Consultants
• Subrogation Consultants
• Supply Chain Consultants
• Systems Consultants
• Talent Consultants
• Tax Consultants
• Team Building Consultants
• Technical Consultants
• Technology Consultants
• Telecommunications Consultants
• Theater Consultants
• Time Management Consultants
• Tourism Consultants
• Traffic/Parking Consultants
• Training Consultants
• Travel Consultants
• Trial Consultants
• Tupperware Consultants
• Venture Capital Consultants
• Web Site Management Consultants
• Wedding Consultants
• Weight Loss Consultants
• Wellness Consultants
• Wetlands Consultants
What Types of Insurance Do Consultants Need?
The main type of coverage that consultants and consulting firms should carry in order to protect themselves against claims is professional liability insurance, also known as errors and omissions (E&O insurance) or professional indemnity insurance. General liability insurance is also very common for consultants, as it is typically required by contacts with clients that the consultants are providing services to. In some instances, consultants may also need other types of business liability insurance such as commercial auto insurance, workers compensation insurance, cyber liability insurance, crime insurance and environmental liability insurance. Larger consulting firms may benefit from carrying certain forms of management liability insurance such as directors and officers insurance or employment practices liability insurance.
Why Do Consultants Need Professional Liability Insurance (Errors and Omissions)?
Regardless of the types of consulting services that you provide, getting sued for an error or mistake is a very real risk, especially in litigious states such as California. Errors can be made at any time by even the best consultants. Just being accused of making a mistake, whether you actually did or not, can result in any consultant to be faced with a lawsuit. Attorney's fees and other related legal fees involved in defending yourself and your business during a lawsuit can easily spill into the tens or even hundreds of thousands of dollars, which is where errors and omissions insurance comes into play. Not only can errors and omissions insurance cover you in the event that you are sued and a claim is awarded, but may include cover for the cost of defending yourself even if no claim is actually awarded. Additionally, carrying an errors and omissions policy can help your business with obtaining larger projects, as a lot of companies are now requiring that the consultants that they hire carry errors and omissions coverage.
For a full list of the types of business insurance that we offer for consultants as well as other types of businesses, please visit our Business Insurance page.