Insurance For HR Consultants
HR consultants, or human resources consultants if we’re being technical, can benefit from carrying business insurance such as professional liability and general liability in order to protect themselves against lawsuits. We are able to provide business insurance for HR consultants in Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.
Professional Liability Insurance – Errors and Omissions Insurance (E&O)
Commonly called errors and omissions insurance, or E&O for short, professional liability insurance for HR consultants can help to protect HR consultants against claims from clients that can arise when a service provided does not have the expected result. From mistakes to bad advice, HR consultants can be sued by clients for various reasons at any time. In many cases a claim doesn’t actually lead to any payout, but a professional liability policy can still help to cover the defense costs that can add up during a lawsuit.
General Liability Insurance
HR consultants don’t typically perform any type of physical work so there is usually not much risk of them damaging property or injuring anyone. But for those HR consultants that operate a physical office where clients visit, or for those HR consultants that meet with clients at their locations, general liability insurance is a good way to protect against potential claims such as the well known “slip and fall”. HR consultants who rent an office space can typically satisfy their landlord insurance requirements by carrying a general liability policy.