Insurance For Building Inspectors
Building inspectors can face various risks in their day to day work, just like most professionals. Business insurance for building inspectors, such as professional liability, errors and omissions, and general liability, can help building inspectors to protect themselves against claims and lawsuits. Coverage is currently available to commercial building inspectors in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.
Professional Liability Insurance – Errors and Omissions
As is the case with any type of professional, building inspectors can be sued by clients for making mistakes in their work, providing incorrect information, among other reason. Building inspectors can protect themselves from such claims by carrying professional liability insurance, also commonly referred to as errors and omissions insurance, or E&O for short. Whether a mistake was actually made or not, legal fees can add up quickly if sued. Professional liability insurance can help to cover the cost of such fees, as well as pay out a claim if one is awarded.
General Liability Insurance
This can also be an important coverage for building inspectors to carry, as general liability insurance can help to protect against accidental claims of bodily injury/property damage to clients and their property. For instance, a building inspector is inspecting a building, and is accused by their client of accidentally damaging the building during the inspection process. General liability insurance for building inspectors is best when packaged with professional liability insurance.