Insurance For Mechanical Engineers



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We offer business insurance solutions for mechanical engineers that are designed to cover a wide range of services at a competitive rates. We also have an exclusive program for ASME (The American Society of Mechanical Engineers) members that provides some of the broadest coverage and best pricing in the industry. Coverage is available to mechanical engineers in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.

Why Do Mechanical Engineers Need Insurance?

All engineers carry an inherent risk exposure, and mechanical engineers are no exception. As a mechanical engineer, business insurance coverage is crucial in ensuring that you are protected in the event of a claim or lawsuit. Getting sued without having business insurance coverage in place can not only drain your business assets, but may also trickle over into your personal assets, potentially leaving you with no business or worse.

What Types of Insurance Do Mechanical Engineers Need?

The most important type of business insurance for mechanical engineers is professional liability insurance, also known as errors and omissions (E&O for short). This coverage is the primary defense against claims of errors and mistakes that may occur during an engineer’s work. Even if no mistake or error has actually been made, lawsuits can still occur and these situations can also be covered by an e&o/professional liability policy. General Liability insurance along with other coverages such as workers comp and commercial auto may also be needed in order to satisfy contractual requirements with a landlord or clients. Product liability (which can often times be offered as part of a general liability insurance policy) may also be of use for those mechanical engineers that are designing/developing their own products.

Our Mechanical Engineer Professional Liability and Errors Omissions Program Highlights
  • Extremely competitive rates
  • Coverage available for product design work
  • Contingent bodily injury and property damage coverage available
  • New ventures are OK
  • Special discounts available for ASME members

*Subject to eligibility

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