High Value Home Insurance


The term high value home can mean different things to different people, however from an insurance standpoint most insurance carriers consider high value homes to be those which have an estimated reconstruction cost valued at $1 million and up. Our high value home insurance programs are designed for homes valued over $1 million, as well as smaller custom and luxury homes that may be valued at slightly under $1 million but have been constructed with high end materials. We offer homeowners insurance for high value homes in multiple states including California, Arizona, Florida and Nevada.

Coverage Available For
  • Homes and Condos
  • Owner Occupied, Tenant Occupied, Seasonal or Secondary and Vacant
  • Brush Fire Exposures
  • Coastal Locations
  • Remote Locations with Limited Access
  • Hurricane, Wind and Hail
  • Earthquake
  • Flood
Target Cities and Areas
  • California
    • San Diego: Solana Beach, Rancho Santa Fe, Del Mar, Cardiff by the Sea, Fairbanks Ranch, La Jolla, Coronado
    • Orange County: Newport Coast, Newport Beach, Laguna Beach, Dana Point, Corona del Mar, Sunset Beach, Capistrano Beach
    • Los Angeles: Bel Air, Beverly Hills, Brentwood, Calabasas, Century City, Hermosa Beach, Hollywood Hills, Malibu, Manhattan Beach, Pacific Palisades, Palos Verdes Estates, Rolling Hills, Santa Monica, West Hollywood, Westwood, Venice
    • Bay Area: San Francisco, Palo Alto, Mountain View, Marin County
    • Remainder of State: Santa Barbara, Monterey, Carmel, Tahoe
  • Arizona: Phoenix: Ahwatukee, Paradise Valley, Tempe, Scottsdale, Sedona
  • Florida: Boca Raton, Fort Lauderdale, Miami, Naples, Palm Beach, Sarasota, Tampa, Weston
  • Nevada: Las Vegas, Reno

*Quotes subject to eligibility and program availability

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