Insurance For Personal Trainers


Personal trainers can face various risks in their line of work, and as such should protect themselves with business insurance such as professional liability and general liability. We provide business insurance for personal trainers of various types such as fitness trainers, aerobics instructors, crossfit trainers, strength and conditioning instructors, and the list goes on. Coverage is available through our preferred carrier’s program for personal trainers in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin..

Professional Liability Insurance

Professional liability insurance, also known as errors and omissions insurance, is meant to protect individuals and businesses who provide professional services against claims arising from these professional services.  As personal trainers do provide professional services, carrying professional liability insurance can help personal trainers protect themselves against claims from clients such as being accused of teaching improper technique that leads to an injury.  Even if a personal trainer has not actually made a professional mistake, simply being accused by a client can lead to costly legal fees. Luckily professional liability insurance can help to cover the cost of legal fees that can pile up while defending a claim.

General Liability Insurance

General liability insurance can help to protect personal trainers against claims from clients or other third parties related to property damage and/or bodily injury.  For instance, a personal trainer rents space or time at a gym in order to train clients, and is then accused by the gym owner of damaging equipment.  Or a personal trainer maintains their own gym, and a client slips and falls on a wet floor and is injured.  General liability is often carried by many personal trainers in order to comply with landlord requirements for the space that they rent.

Other Business Insurance Coverages

There are other types of business insurance for personal trainers that we can assist with, such as accident insurance to cover injuries to participants, workers compensation if needed for employees, and more. Contact Us for any questions regarding these coverages or to discuss what might be right for your business.

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