Insurance For Home Healthcare Providers


We offer packaged solutions that include professional liability (aka errors and omissions or malpractice insurance) and general liability insurance for home healthcare providers and aides in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.  Quick professional liability and general liability insurance packaged quotes are available home healthcare providers and businesses of all varying sizes.

Professional Liability Insurance – Errors and Omissions

Professional liability insurance, often also referred to as errors and omissions insurance and malpractice insurance, can help to cover home healthcare providers against claims from clients related to mistakes that have been made during their work.  In the event that no claim is actually awarded, professional liability insurance can help to pay the legal fees that can add up quickly while defending a lawsuit.  Professional liability insurance for home healthcare providers is an important way to stay protected in today’s litigious world.

General Liability Insurance and Other Coverages

Our home healthcare insurance program packages professional liability and general liability together, along with various other coverages such as sexual and physical misconduct coverage and privacy liability coverage. General liability insurance is an important type of insurance for home healthcare providers as it is designed to protect against claims of accidental bodily injury and property damage to clients and other third parties. Sexual/physical misconduct and privacy liability coverages can also help to protect home healthcare providers against claims that may not be covered under professional liability or general liability. 

Program Highlights
  • General Liability – $1M/$3M
  • Professional Liability – $1M/$3M
  • Sexual/Physical Misconduct – $1M
  • Fire Legal Liability – $50,000
  • Hired Auto And Non Owned Auto Liability – $1M
  • Medical Payments Extension – $5,000
  • Employee Benefits Liability – $1M
  • Business Personal Property – $10,000
  • Damage to Patient Property – $10,000
  • Privacy Liability – $1M
  • Privacy Notification Costs – $250,000
  • Regulatory Defense/Penalties – $250,000

*Coverage and limits subject to eligibility. Availability may vary by location.


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