Insurance For Hairdressers and Hair Stylists
Business insurance for hairdressers and hair stylists is important as lawsuits can happen at any time and without warning. Accusations ranging from a perm gone wrong to accidental injury can destroy a hairdresser’s or hair stylist’s business. The best option to protect against claims is by carrying business insurance. We offer various types of business insurance for hairdressers and hair stylists such as general liability and errors and omissions in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.
Professional Liability Insurance
Professional liability insurance, also often referred to as errors and omissions or E&O, is meant to protect businesses or individuals that provide professional services. As hairdressers and hair stylists provide professional services, it is recommended that professional liability coverage be carried in order to protect against potential claims such as accidental damage to a client’s hair or bodily injury such as skin damage.
General Liability Insurance
General liability insurance can protect hairdressers and hair stylists against claims of accidental bodily injury or property damage, such as slip and fall injuries to clients, or damage to a client’s property/belongings. General liability insurance is often carried by hairdressers and hair stylists in order to satisfy lease requirements with their landlord, however all hairdressers and hair stylists can benefit from carrying this coverage even if not renting a location.