Insurance For Estheticians
Estheticians, just like any other professionals, face a certain amount of risk by providing professional services to clients. Luckily business insurance for estheticians can be a safeguard against claims/lawsuits from clients. Our preferred insurance for estheticians program is available in a number of states, including Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.
Professional Liability Insurance
Carrying a professional liability insurance policy (also called errors and omissions) is the best way for estheticians to protect themselves against claims from clients related to the services that they provide. If an esthetician is accused by a client of making a mistake that causes the client harm or a financial loss, professional liability insurance can help to cover the cost of legal fees as well as paying out a claim if awarded.
General Liability Insurance
Estheticians may also be interested in general liability insurance in order to cover them should a client slip and fall on a wet floor, or trip over a step while entering the building. Whatever the scenario, general liability for estheticians can help to cover claims of accidental bodily injury and property damage to third parties such as clients when not directly occurring as a result of the services being provided. General liability insurance can also be used to satisfy landlord insurance requirements when renting a commercial space.