Insurance For Beauticians
Beauticians, like any other professional, can benefit from carrying business insurance in order to protect themselves in the event of a claim or lawsuit. Business insurance for beauticians is available through our preferred carrier’s online quoting system, including professional liability (errors and omissions) and general liability. We offer insurance for beauticians in multiple states, including Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.
Professional Liability Insurance
Also commonly referred to as errors and omissions, E&O and malpractice insurance, professional liability insurance can help to protect a beautician should they be sued by a client for making a mistake in their work. If a client claims that the service that they paid for was not done correctly, or that they were injured as a result, professional liability insurance can provide protection if sued. In situations where no claim is actually paid out, professional liability insurance can still help to cover the cost of legal fees.
General Liability Insurance
Beauticians can protect themselves against claims arising from accidental bodily injury and property damage to clients by carrying general liability insurance. If a client slips and falls in a beautician’s place of business, general liability insurance can help to cover that claim. General liability insurance can also satisfy landlord lease requirements, as most landlords now require that their tenants carry a general liability insurance policy.