Insurance For Barbers
Business insurance for barbers is very important, as any barber can be sued, even if no wrong doing occurred on the barbers end. Cutting a client by accident, or a client slipping on hair and getting injured are a few examples of the perils that barbers may face in their daily business. We offer business insurance for barbers such as general liability and professional liability, for barbers located in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions, is meant to cover claims arising from professional services, which is something that barbers offer. Professional liability insurance can cover barbers against claims stemming from a client being accidentally injured by the barber, which is important as accidents can happen at any time to anyone. Even if no accident actually occurred, professional liability insurance can still help a barber to cover the cost associated with legal fees should they be sued.
General Liability Insurance
General liability insurance is meant to protect a business against claims of accidental bodily injury and/or property damage. The most common example of what is covered by general liability insurance is the “slip and fall” injury, where a client may slip or trip in a barber’s shop and get injured. For barbers not concerned about being covered against claims but instead simply need to satisfy insurance requirements with a landlord or space that they rent, general liability insurance may be the only coverage needed.